APY to APR Calculator
Calculate APR
Results
Estimated Annual Percentage Rate (APR)
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Why Convert APY to APR?
While APY shows the total amount of interest earned over a year including compounding, APR represents the simple annual interest rate. Converting APY back to APR helps you compare financial products that might be advertised differently.
How Calculation Works
The formula to calculate APR from APY is derived by rearranging the standard compound interest formula. It takes into account the compounding frequency to determine the base interest rate needed to achieve a specific yield.